Terms and Conditions of Use

1. Presentation of Services

Wangqinyao is a consulting agency specialized in facilitating commercial relationships and capital flows between European investors and Asian markets. Services include, but are not limited to:

• Economic strategy courses.
• Currency and market analysis.
• Advisory on managing secure international transactions.

All information provided is for informational and educational purposes. It does not constitute guaranteed financial or investment advice.

2. Rights and Obligations of the Parties

Obligations of Wangqinyao:

• Providing services as per the presented description.
• Processing personal data in accordance with the Privacy Policy.
• Maintaining the security and confidentiality of client information within the limits of technical capabilities.

Obligations of the User:

• Providing correct and complete information for using the services.
• Using the services for legal purposes, without attempting to undermine the security of the platform.
• Accepting that all investment or trading decisions made based on the information provided are the sole responsibility of the user.

3. Limitation of Liability

Wangqinyao assumes no liability for:

• Financial or other losses resulting from the use of information provided through courses or advisory.
• Unexpected changes in currency or economic markets that affect expected outcomes.
• Temporary service interruptions due to technical reasons or force majeure.
• The content or accuracy of information provided by third parties through the platform.

Services are provided "as is" and "as available".

4. Payment and Refund Conditions

Prices for courses and consulting services are displayed transparently at the time of purchase. Any fee is due in advance, according to the issued invoice.

The refund policy is specified in the details of each purchased product/service. Generally, refunds for digital courses are not granted after the materials have been accessed.

5. Termination of Use

Wangqinyao reserves the right to suspend or terminate a user's access to services, without prior notice, in case of a violation of these Terms and Conditions.

The user may cease using the services at any time, by simply stopping access. Cancellation of any active subscriptions is the user's responsibility.

6. Modification of Terms

These Terms and Conditions may be updated periodically to reflect changes in services or legislation. The updated version will be posted on this page. Continued use of the services after the changes are posted constitutes acceptance of the new terms.